India has one of the world’s largest and most diverse banking systems, consisting of public-sector banks, private-sector banks, small finance banks, cooperative banks and foreign banks.

Banks play a central role in India’s economy by providing savings accounts, loans, credit cards, digital banking, business finance, investments, payments and other financial services.

Below is a useful directory of major Indian banks, with links to their official websites and a brief description of each institution.

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🏦 Public Sector Banks

1. State Bank of India (SBI)

🔗 Official Website: State Bank of India

State Bank of India is India’s largest public-sector bank and one of the country’s most important financial institutions. It provides personal banking, home loans, education loans, business banking, corporate banking, investments and international banking services.

2. Bank of Baroda

🔗 Official Website: Bank of Baroda

Bank of Baroda is one of India’s major public-sector banks, offering personal banking, business banking, agricultural finance, loans, investments and international banking services.

3. Punjab National Bank (PNB)

🔗 Official Website: Punjab National Bank

Punjab National Bank is one of India’s oldest major public-sector banks. It provides retail banking, corporate banking, agricultural finance, loans, deposits and digital banking services.

4. Canara Bank

🔗 Official Website: Canara Bank

Canara Bank is a major public-sector bank headquartered in Bengaluru. It provides personal, business, agricultural, corporate and digital banking services.

5. Union Bank of India

🔗 Official Website: Union Bank of India

Union Bank of India is a large public-sector bank offering savings accounts, loans, corporate banking, agricultural finance, investment products and digital services.

6. Bank of India

🔗 Official Website: Bank of India

Bank of India is a major public-sector bank providing retail, corporate, agricultural and international banking services.

7. Indian Bank

🔗 Official Website: Indian Bank

Indian Bank is a public-sector bank with a nationwide network. It provides personal banking, loans, deposits, agricultural finance, business banking and digital services.

8. Bank of Maharashtra

🔗 Official Website: Bank of Maharashtra

Bank of Maharashtra is a public-sector bank with a strong presence in retail, agricultural and small-business banking.

9. Central Bank of India

🔗 Official Website: Central Bank of India

Central Bank of India is one of India’s established public-sector banks, offering personal, business, agricultural and corporate banking services.

10. Indian Overseas Bank

🔗 Official Website: Indian Overseas Bank

Indian Overseas Bank provides retail, corporate, agricultural and international banking services, with a long history of serving customers in India and overseas.

11. UCO Bank

🔗 Official Website: UCO Bank

UCO Bank is a public-sector bank providing personal banking, loans, deposits, corporate services and international banking facilities.

12. Punjab & Sind Bank

🔗 Official Website: Punjab & Sind Bank

Punjab & Sind Bank is a public-sector bank offering retail, agricultural, MSME and corporate banking services.

India currently has 12 public-sector banks, according to the Department of Financial Services, Ministry of Finance.

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🏦 Major Private Sector Banks

13. HDFC Bank

🔗 Official Website: HDFC Bank

HDFC Bank is one of India’s largest private-sector banks. It offers savings and current accounts, loans, credit cards, investments, business banking and digital banking services.

14. ICICI Bank

🔗 Official Website: ICICI Bank

ICICI Bank is a leading private-sector bank with a broad range of personal, business, corporate and international banking services.

15. Axis Bank

🔗 Official Website: Axis Bank

Axis Bank is one of India’s major private-sector banks. It offers personal banking, credit cards, loans, investment products, business banking and corporate financial services.

16. Kotak Mahindra Bank

🔗 Official Website: Kotak Mahindra Bank

Kotak Mahindra Bank provides personal banking, business banking, wealth management, loans, investments and financial services.

17. IndusInd Bank

🔗 Official Website: IndusInd Bank

IndusInd Bank offers retail, corporate, commercial and wealth-management services, together with digital banking solutions.

18. IDFC FIRST Bank

🔗 Official Website: IDFC FIRST Bank

IDFC FIRST Bank provides savings and current accounts, credit cards, loans, wealth services and banking solutions for individuals and businesses.

19. Federal Bank

🔗 Official Website: Federal Bank

Federal Bank is a major Indian private-sector bank with a particularly strong presence in Kerala. It offers personal, business, NRI, corporate and digital banking services.

20. South Indian Bank

🔗 Official Website: South Indian Bank

South Indian Bank is a major private-sector bank headquartered in Kerala. It provides personal banking, NRI banking, business banking, loans and digital financial services.

21. RBL Bank

🔗 Official Website: RBL Bank

RBL Bank provides retail, commercial, corporate and agricultural banking services, along with credit cards and digital financial products.

22. YES BANK

🔗 Official Website: YES BANK

YES BANK is a private-sector bank offering personal, business, corporate and institutional banking services. It also provides digital banking and financial solutions.

23. IDBI Bank

🔗 Official Website: IDBI Bank

IDBI Bank provides retail, corporate, MSME, agricultural and government-related banking services. It is classified by the Department of Financial Services among India’s private-sector banks.

24. Bandhan Bank

🔗 Official Website: Bandhan Bank

Bandhan Bank is a private-sector bank with a strong focus on financial inclusion, retail banking, microfinance, small businesses and other banking services.

25. City Union Bank

🔗 Official Website: City Union Bank

City Union Bank is an established private-sector bank offering retail, MSME, agricultural and corporate banking services.

26. DCB Bank

🔗 Official Website: DCB Bank

DCB Bank provides personal, business, MSME, agricultural and institutional banking services.

27. Dhanlaxmi Bank

🔗 Official Website: Dhanlaxmi Bank

Dhanlaxmi Bank is a private-sector bank headquartered in Kerala, offering personal, business, NRI and corporate banking services.

28. CSB Bank

🔗 Official Website: CSB Bank

CSB Bank, formerly Catholic Syrian Bank, is a private-sector bank headquartered in Kerala. It serves retail, MSME, corporate and premium banking customers.

29. Karnataka Bank

🔗 Official Website: Karnataka Bank

Karnataka Bank is a private-sector bank offering personal, business, agricultural, corporate and digital banking services.

30. Karur Vysya Bank

🔗 Official Website: Karur Vysya Bank

Karur Vysya Bank is an established private-sector bank serving individuals, businesses, MSMEs and corporate customers.

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🌏 Major Foreign Banks Operating in India

31. HSBC India

🔗 Official Website: HSBC India

HSBC is a major international banking group offering wealth management, personal banking, commercial banking and global banking services in India.

32. Standard Chartered India

🔗 Official Website: Standard Chartered India

Standard Chartered has a long-standing presence in India and provides personal, business, corporate and wealth-management services.

33. Deutsche Bank India

🔗 Official Website: Deutsche Bank India

Deutsche Bank provides corporate and investment banking, private banking and financial services to Indian and international clients.

34. DBS Bank India

🔗 Official Website: DBS Bank India

DBS Bank, headquartered in Singapore, operates in India through DBS Bank India and offers personal, SME and corporate banking services.

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💳 Other Important Banking Institutions

35. NABARD – National Bank for Agriculture and Rural Development

🔗 Official Website: NABARD

NABARD is a specialised development financial institution focused on agriculture, rural development, rural infrastructure and financial inclusion.

36. SIDBI – Small Industries Development Bank of India

🔗 Official Website: SIDBI

SIDBI is India’s principal financial institution for the promotion, financing and development of micro, small and medium enterprises.

37. EXIM Bank of India

🔗 Official Website: Export-Import Bank of India

Export-Import Bank of India supports India’s international trade by providing financing and other financial services to exporters, importers and businesses.

38. National Housing Bank

🔗 Official Website: National Housing Bank

National Housing Bank is an apex institution supporting housing finance and the development of India’s housing-finance sector.

39. India Post Payments Bank

🔗 Official Website: India Post Payments Bank

India Post Payments Bank provides accessible digital and basic banking services through India’s extensive postal network, with a focus on financial inclusion.

40. Payments Banks & Small Finance Banks

India also has specialised banking institutions designed to improve financial inclusion. These include small finance banks and payments banks, which serve particular customer and financial-service needs.

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🇮🇳 India’s Banking System at a Glance

India’s banking sector includes:

• Public-sector banks
• Private-sector banks
• Foreign banks
• Small finance banks
• Payments banks
• Regional rural banks
• Co-operative banks
• Development financial institutions

The Reserve Bank of India (RBI) is the country’s banking regulator and supervisor.

The Government of India’s current directory lists 12 public-sector banks and 22 private-sector banks.

🔐 Online Banking Safety

When accessing online banking services, always use the bank’s official website or official mobile application. Check the web address carefully and never share your PIN, password, CVV or OTP with anyone.

Banks and financial institutions are increasingly using dedicated .bank.in domains for online banking as part of India’s effort to improve trust and security in digital banking. Always verify the current official domain before entering sensitive information.

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📌 Disclaimer

The links above are provided for informational and navigational purposes. Nelsapy.com is not affiliated with the listed banks and does not provide banking or financial advice.

Banking products, interest rates, charges, eligibility criteria and services may change. Always verify information directly with the relevant bank before opening an account, applying for a loan, making an investment or conducting a financial transaction.